Union Bank of India, country?s largest public sector lender is likely to increase its retail business and recovery of non-performing assets this fiscal. It will tap the home and vehicle loan segments to expand its retail portfolio.
The bank has strong delivery channel with 3,200 branches and 3,800 ATMs across the country and it aims to use this network of 7,000 odd delivery channels to optimum use in order to improve the retail portfolio.
At present retail accounts for 10% of the bank?s total advances. As on December 31, 2011, Union Bank?s total advances stood at close to Rs 1.5 lakh crore. The bank which opened about 130 branches last year plans to set up 250 more branches this year.
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