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The issue:
Unless Congress acts, the trust funds that support Social Security will run out of money in 2033, according to the trustees who oversee the retirement and disability program. At that point, Social Security would collect only enough tax revenue each year to pay about 75 percent of benefits. That benefit cut wouldn't sit well with the millions of older Americans who rely on Social Security for most of their income.
___
Where they stand:
President Barack Obama hasn't laid out a detailed plan for addressing Social Security. He's called for bipartisan talks on strengthening the program but he didn't embrace the plan produced by a bipartisan deficit reduction panel he created in 2010.
Republican challenger Mitt Romney proposes a gradual increase in the retirement age to account for growing life expectancy. For future generations, Romney would slow the growth of benefits "for those with higher incomes."
___
Why it matters:
For millions of retired and disabled workers, Social Security is pretty much all they have to live on, even though monthly benefits are barely enough to keep them out of poverty. Monthly payments average $1,237 for retired workers and $1,111 for disabled workers. Most older Americans rely on Social Security for a majority of their income; many rely on it for 90 percent or more, according to the Social Security Administration.
Social Security is already the largest federal program and it's getting bigger as millions of baby boomers reach retirement. More than 56 million retirees, disabled workers, spouses and children get Social Security benefits. That number that will grow to 91 million by 2035, according to congressional estimates.
Social Security could handle the growing number of beneficiaries if there were more workers paying payroll taxes. But most baby boomers didn't have as many children as their parents did, leaving relatively fewer workers to pay into the system.
In 1960, there were 4.9 workers for each person getting benefits. Today, there are about 2.8 workers for each beneficiary, and that ratio will drop to 1.9 workers by 2035.
Nevertheless, Social Security is ripe for congressional action in the next year or two, if lawmakers get serious about addressing the nation's long-term financial problems. Why? Because Social Security is fixable.
Despite the program's long-term problems, Social Security could be preserved for generations to come with modest but politically difficult changes to benefits or taxes, or a combination of both.
Some options could affect people quickly, such as increasing payroll taxes or reducing annual cost-of-living adjustments for those who already get benefits. Others options, such as gradually raising the retirement age, wouldn't be felt for years but would affect millions of younger workers.
Fixing Social Security won't be easy. All the options carry political risks because they have the potential to affect nearly every U.S. family while angering powerful interest groups. Liberal advocates and some Democrats oppose all benefit cuts; conservative activists and some Republicans say tax increases are out of the question.
But Social Security is easier to fix than Medicare or Medicaid, the other two big government benefit programs. Unlike Medicare and Medicaid, policymakers don't have to figure out how to tame the rising costs of health care to fix Social Security.
Social Security's problems seem far off. After all, the program has enough money to pay full benefits for 20 more years. But the program's financial problems get harder to fix with each passing year. The sooner Congress acts, the more subtle the changes can be because they can be phased in slowly.
EDITOR'S NOTE _ One in a series examining issues at stake in the election and their impact on people
Source: http://news.yahoo.com/why-matters-social-security-153155043--election.html
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27 September 2012
Andy Davis of NCC Group has discovered a High risk vulnerability in Apple OS X Lion v10.7 to v10.7.4, OS X Lion Server v10.7 to v10.7.4.
Impact: Arbitrary Code Execution (bug triggered by USB device insertion)
Versions affected:
Mac OS X Lion v10.7 to v10.7.4, Mac OS X Lion Server v10.7 to v10.7.4
An updated version of the software has been released to address the vulnerability:
http://support.apple.com/kb/HT1222
NCC Group is going to withhold details of this flaw for three months. This three month window will allow users the time needed to apply the patch before the details are released to the general public. This reflects the NCC Group approach to responsible disclosure.
NCC Group Research
http://www.nccgroup.com
For more information please visit <a href="http://www.mimecast.com">http://www.mimecast.com<br>
This email message has been delivered safely and archived online by Mimecast.
</a>
Source: http://www.derkeiler.com/Mailing-Lists/securityfocus/bugtraq/2012-09/msg00126.html
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ScienceDaily (Sep. 27, 2012) ? The critically endangered Puerto Rican Parrot (Amazona vittata) is the only surviving parrot species native to the United States. A genomic sequencing project, funded by community donations, has published September 28, in BioMed Central and BGI's open access journal GigaScience, the first sequence of A. vittata, the first of the large Neotropical Amazona birds to be studied at the genomic level.
The Puerto Rican Parrot was once abundant throughout Puerto Rico but destruction of old forest habitats to make way for farming in the 19th Century resulted in a drastic decline in their population. By the mid 1970's only a handful of individuals were thought to remain. Captive breeding programs in Rio Abajo and El Yunque and the release of these birds have had some success, but the number of these birds in the wild is still very low.
In a unique initiative (developing of the Local Community Involvement), funded entirely by contributions from the communities of Puerto Rico alongside staff and students from the Biology Department of the University of Puerto Rico at Mayag?ez, researchers collaborated internationally to sequence this beautiful parrot.
Dr Taras Oleksyk, who organized the The Puerto Rican Parrot Genome Project, explained their findings, "In this project we managed to cover almost 76% of the A. vittata genome using money raised in art and fashion shows, and going door to door asking for the support of Puerto Rican people and local businesses. When we compared our sequence of our parrot, Iguaca, from Rio Abajo to other species of birds, we found that she had 84.5% similarity to zebra finches and 82.7% to a chicken, but her genome was highly rearranged."
Dr Oleksyk continued, "We are very proud of our project and even more proud to be part of a local community dedicated to raising awareness and furthering scientific knowledge of this endangered bird. All the data from this project is publically available in GigaDB which we hope will be a starting point for comparative studies across avian genome data, and will be used to develop and promote undergraduate education in genome science in the Caribbean. Community involvement may be the key for the future of conservation genetics, and many projects like this are needed reverse the current rate of extinction of birds across the globe."
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One of the reasons why Barack Obama is regarded as the greatest orator of our age is that he's always banging on about some other age yet to come ? e.g., the Future! A future of whose contours he is remarkably certain and boundlessly confident: The future will belong to nations that invest in education because the children are our future, but the future will not belong to nations that do not invest in green energy projects because solar-powered prompters are our future, and, most of all, the future will belong to people who look back at the Obama era and marvel that there was a courageous far-sighted man willing to take on the tough task of slowing the rise of the oceans because the future will belong to people on viable land masses. This futuristic shtick is a cheap'n'cheesy rhetorical device (I speak as the author of a book called "After America," whose title is less futuristic than you might think) but it seems to play well with the impressionable Obammysoxers of the press corps.
?
Source: http://www.realclearpolitics.com/2012/09/29/living_in_obama039s_unpromising_present_291528.html
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DEAR ABBY: My husband and I just got some shocking news. His father -- age 81 -- is leaving his wife of 60 years! Mom is not entirely self-sufficient and seems dependent on him.Dad found himself a younger woman -- a "chick" of 70. He has announced that he still has sexual needs and wants to enjoy the rest of his life. My husband thinks it will be a short-term fling and he'll return to Mom, but she says she won't be taking him back. (Who knows how she'll feel later?)My problem is, no matter what happens between them, I'm having a hard time even considering forgiving him for his selfishness. ...
Source: http://news.yahoo.com/ubs-wins-dismissal-shareholder-lawsuit-185158905--finance.html
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Neil Young isn't shy when it comes to embracing new technology, something he put beyond question with his latest appearance on The Late show with David Letterman. The artist took the opportunity to reveal plans for his high-fidelity Pono music service. The aim is to tackle the poor quality in which he believes most people receive their music these days -- the humble MP3. Young's offering would comprise a three-pronged approach, including a music store with high-resolution recordings, a digital-to-analog style conversion technology, and portable hardware to listen to it all with. The simple intention is to offer music as it was originally intended to be heard, but at this time there's no detail as to what this actually entails (sorry specification fans).
According to Rolling Stone, the big three labels are interested, and the goal is to unify, rather than diversify, the quality of recorded content. The Pono players (that yellow wedge you see above) will serve up your existing catalog, but you'll likely need to re-buy some of your collection if you want the holistic experience. With no cards fully on the table, we're at the ransom of Young's celebrity endorsements, which all claim that the benefits are tangible. Young, of course, says "You can't get better than this, this is what they do in the studio," but until we get some details, or ears on, everybody knows this is nowhere.
[Image credit:CBS]
Continue reading Neil Young's Pono music service wants to democratize high-quality audio (video)
Filed under: Home Entertainment, Portable Audio/Video
Neil Young's Pono music service wants to democratize high-quality audio (video) originally appeared on Engadget on Fri, 28 Sep 2012 07:34:00 EDT. Please see our terms for use of feeds.
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Steve Dent contributed to this post.
Filed under: Transportation
BMW i3 sheds its skin, shows off carbon skeleton originally appeared on Engadget on Thu, 27 Sep 2012 07:46:00 EDT. Please see our terms for use of feeds.
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Source: http://johnvespasian.blogspot.com/2012/09/my-best-18-investment-ideas-stocks-to.html
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September 27, 2012 ? 3:58 pm
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ScienceDaily (Sep. 27, 2012) ? In the medium term, an investment of only $2500 in photovoltaic cells would suffice to provide more than enough electricity for the consumption of a four people household. This promising scenario has been made possible by the innovations accomplished by EPFL's Institute of Microengineering in Neuchatel. The team of prof. Christophe Ballif, director of the Photovoltaics Laboratory (PVlab), presented their work at the European Photovoltaic Solar Energy Conference and Exhibition that just took place in Frankfurt.
The PVlab specializes in thin film solar cells and has been interested for several years in "hybrid" technologies, better known as heterojunction technologies, designed to enhance solar captors' performance. "We apply an infinitesimal layer -- one hundredth of a micron -- of amorphous silicon on both sides of a crystalline silicon wafer," explains Christophe Ballif. This "sandwich" conception contributes to increase the sensors' effectiveness.
For this assembly to be efficient, the interface between the two types of silicon requires to be optimized. Antoine Descoeudres managed to achieve this feat together with Stephaan DeWolf and their colleagues. They chose the commonest -- and therefore cheapest -- crystalline cell (called "p-doped silicon"), took care of its preparation and improved the process of application of amorphous silicon. They obtained a 21.4% conversion efficiency, which had never been achieved before with such type of substrates: nowadays, the best quality monocrystalline cells only attain an energy conversion efficiency of 18-19% at best. In addition, the measured open-circuit voltage was 726 mV, which constitutes a first-time accomplishment as well. Last but not least, they broke the 22% efficiency barrier on a less common substrate.
These results, validated by the Fraunhofer Institute for Solar Energy Systems (ISE) in Germany, will soon be published by the IEEE Journal of photovoltaics.
To bring these innovations to a stage of industrialization may only take a few years. This research was partly financed as a commission for Roth & Rau Switzerland, whose parent company, Meyer Burger, has already started the commercialization of machines built for assembling this type of heterojunction sensors. "Within three to five years, we expect to reach a production cost of $100 per square meter of sensors, estimates Stefaan DeWolf. In Switzerland, with the conversion efficiency achieved, such a surface will be able to produce between 200 and 300 kWh of electricity per year. "
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Terri Hunter
By Kyle Siegel
Staff writer
Terri Hunter is a busy woman. Many around the Sedalia area may know her as a successful real estate agent with Re-Max of Sedalia, but many do not realize that she has several time consuming activities that she is just as passionate about.
Hunter was born at the U.S. Marine Corps bas Camp Pendleton, California.
?I was only there until I was two. My dad was a Marine and we moved around every three to five years,? Hunter said.
She added, ?From there my dad transferred to Memphis, Tennessee. I went to school for a year in Memphis,? Hunter said.
Like most military kids Hunter and family relocated again, this time to Beaufort, South Carolina.
?From there we moved to Sedalia for a year while my dad went to Okinawa. From there we went to Camp Lejeune, North Carolina, and then my dad retired from the Marine Corps in May of 81. Then we moved here,? Hunter explained.
Hunter ended staying in the Sedalia area and she graduated from Smith-Cotton before moving on to State Fair Community College, where she received an A.A.S. in Accounting.
Hunter was asked if she had a chance to play any sports while moving around so frequently.
?In North Carolina I was the only girl on the baseball team. They didn?t have cheerleaders so I tried to join the football team. They decided to make a cheer leading squad,? Hunter said.
Hunter was asked if she got involved in real estate early on in her work career, or if that was something that came later.
?In real estate I would have liked to have gotten into that earlier, but I thought you had to know a lot of people.
?You really just need to know the marketing and housing,? Hunter explained.
She added, ?I was the office administrator for Re-Max for almost three years. Just seeing the different people that do real estate, I thought I could do that.?
Hunter has been a real estate agent with Re-Max for five years now, and when she first started as an agent in January of 2008 the housing market was in the beginning of its downturn.
?It was a tough year, but it taught me not to get bad habits. You can?t just wait for people to walk in. You have to do the work,? she said.
When asked if she still enjoys the real estate business as much as she did when she started, Hunter replied, ?I do. As a matter of fact I am taking classes for my broker?s license. It is a roller coaster. No two closings are the same.
Not only does she sell real estate, but Terri also trains people for the West Central Association of Realtors.
?I am on the Education and New Member Orientation Board. I train all of the new members that come into the association. I have done that now for three years.
Hunter, ever the busy woman, has also served as the treasurer of the Sedalia Lions Club for nearly two years, and she is also the treasurer for the Sedalia Landlord Association.
Terri and her husband Donnie have two children, both girls. Her daughter Holly is going to college to complete her master?s degree in Speech Pathology. Her daughter Heather is following the footsteps of her mother and taking real estate classes.
Terri and Donnie are also involved in owning and managing properties.
?We have been doing rental houses since 1992. We are just buying more in the last three to five years. It is not too bad. You just want to make sure you have quality properties and maintain good upkeep on them,? Hunter explained.
When asked what she does for fun in her downtime, Hunter gave a surprising answer.
?I have a small hobby farm. It is 40 acres. We have cows. We used to do pigs and chickens, but we don?t have time for that anymore.
?It is very stress relieving. Most of the time the cows don?t talk back. They are always glad to see you,? Hunter said with a smile.
With what little time she has left over in a week, Terri finds time to do a radio show twice a week on BobFM and KIX Country 105.7.
She airs live on Thursday mornings at 8:50 in the a.m. She also airs every other Friday on BobFM. She then pre-records with Becca on Kix Country.
?I always do statistics; Pettis County residential listings, how many are pending and how many are sold each week.?
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My friend Darren Moorman was one of the producers of the film,?Unconditional. ?He?s a hugely talented Christian in the filmmaking industry, and I hope to show some of the short films he has produced ? films that were directed by another believing friend of mine, Matt Pope, including one short film for which I wrote the script.
Unconditional?released last weekend, but it?s had a tough time penetrating the market. ?Christians often express their desire for more uplifting, redemptive stories. ?This is a powerful story, well told. ?I hope people will give it a shot. ?If we don?t show that Christians will come out for redemptive stories, even when they?re so well crafted (it has very positive reviews on Rotten Tomatoes), then we?ll continue to face the same problem.
Here?s the trailer:
Most theaters are keeping the film running at least another weekend. ?Check out your local listings.
Source: http://www.patheos.com/blogs/philosophicalfragments/2012/09/25/unconditional-love/
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The Desert Mountain Alpaca Ranch
The road in was not far from the main thoroughfare, ?and not bad, even though it was raining when I arrived.
and a cacophony of barking sounds told me these occupants were well guarded. The owner of the ranch, Janice Buttitta came out to greet me and I learned that she and her husband, Tom, had recently moved their charming herd (what do you call a group of alpacas?) ?plus 6 or more dogs from Arizona.
Janice's mother, Nellie Diaz, is also a willing participant in the care and upkeep of the Alpacas.
?
They are remarkably beautiful with the softest fur imaginable and just look at those eyelashes!
They are sheered in the spring right before the heat of the summer and then they have the time to regrow the fur for the winter.
If their fur is this thick in only 5 months just imagine the thickness in another 7 months. ?It is then turned into yarn and made into sweaters, caps, rugs and much more. ?The animals are also bred and the offspring are sold to other potential alpaca farmers.
?.
As I was strolling among the animals, Janice warned me when I started to get near the pile of 'Alpaca Beans' above. ?"That's their bathroom!" she warned.
??I looked around and noticed that the yard was remarkably clean except for two or three piles like the one shown above.
"They all use the same few spots for defecating," Janice explained. ?"As a result they are some of the cleanest farm animals you will ever find."
I now consider my $35 membership fee in Harvest Hosts to be a real bargain--I would never have had this experience without them.
And for more information on Alpaca farming:
http://www.desertmtnalpacas.com/
Source: http://sailingdowntheroad.blogspot.com/2012/09/desert-air-alpaca-farm.html
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Updated
A Chinese court has jailed ex-police chief Wang Lijun for 15 years for trying to conceal the murder of a British businessman.
The court in Chengdu said Wang received the sentence for ?bending the law for selfish ends, defection, abuse of power and bribe-taking?, according to the state-run Xinhua news agency.
The court found that Wang, the former police chief of Chongqing municipality, tried to cover up the murder of Neil Heywood last November by Gu Kailai, the wife of Bo Xilai, one of China?s most controversial politicians.
With Gu already jailed, and Wang now joining her, the ruling Communist Party must next decide what to do with Bo, whose contentious downfall has dogged a leadership handover due to take place at a party congress as early as next month.
Wang sealed his fate at a trial a week ago by admitting the charges, according to an official account of the hearing published by Xinhua.
Only official media outlets were allowed inside the courtroom.
The main charges stem from a cascade of events triggered by Mr Heywood?s murder.
Officials have said the murder itself arose from a business dispute in Chongqing, the riverside municipality that Bo and Wang made into their fiefdom.
After first helping Gu evade suspicion of poisoning Mr Heywood, Wang then kept evidence of the murder, according to the official account of Wang?s trial.
In late January, Wang confronted Bo with the allegation that Gu was suspected of killing Mr Heywood, but Wang was ?angrily rebuked and had his ears boxed?.
Days later, Bo stripped Wang of his post as Chongqing police chief, and Wang, fearing for his safety, fled to the US consulate in Chengdu where he hid for more than 24 hours until Chinese officials coaxed him out.
In August, Gu was sentenced to a suspended death sentence, which effectively means life in prison.
The Chinese government has not said what will happen to Bo, who in March was sacked as party boss and in April suspended from the ruling Communist Party?s Politburo, a powerful decision-making council with two dozen active members.
Reuters
Topics:
courts-and-trials,
murder-and-manslaughter,
china
First posted
Source: http://www.kevinrudd.org/?p=6176
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The self-comparisons with Dostoevsky and Rabelais, and other great writers of the past, also seem a little pompous, until one realises that this memoir is not just about Salman Rushdie?s life or relationships. It is a defense of literature itself and a chronicle of our times. AFP
By Oindrila Mukherjee
The epigraph of Joseph Anton: A Memoir (Random House; 636 pages) includes the words ?what?s past is prologue? from Shakespeare?s The Tempest. Certainly, the last couple of weeks, following the release of an anti-Islam YouTube video and the subsequent murder of the US ambassador to Libya would indicate exactly that. The past is not over; it is merely an indication of what?s to come.
Salman Rushdie?s much awaited memoir begins on that fateful day, 14 February, 1989, when the author received his Valentine?s Day greeting from the Ayatollah Khomeini, and traces Rushdie?s life for the next decade, lived under the shadow of the fatwa. Except it isn?t really his life. It?s the life of Joseph Anton.
This Tom Clancy-esque life
Rushdie was asked to come up with an alias that would enable him to rent homes and write checks, and also prevent the secret police assigned to protect him from inadvertently saying his name in public. Indian names were forbidden because they might be too obvious. Rushdie said in a recent interview with Charlie Rose that he had to give up not only his home but even the ethnicity of his name. In the end, he ?retreated into literature,? and found the names of two of his favourite writers ? Joseph Conrad and Anton Chekov. Thus, a new persona was born.
The creation of this persona might be one reason why this memoir is written entirely in third person. Rushdie has said he felt like the events were happening to someone else. The third person perhaps helped him to detach himself and novelise his life. The device has a curious effect. It is so clearly Rushdie?s voice and life, that I unconsciously inserted the ?I? into the sentences.
Rushdie has said he felt like the events were happening to someone else.?AP
In many parts, the memoir reads like a spy novel. With the help of a journal he kept at the time, Rushdie recreates the daily trials of his surreal life. We see him ducking behind a kitchen counter, fleeing from home to home every time his cover was blown, living in hotels and friends? homes for days, weeks, or months at a time, and being ?dry-cleaned? by police vehicles on the streets when he needed to go somewhere ? an elaborate ritual that involved mixing up car speeds, and changing lanes to throw off potential tails. The need to constantly hide, live with protection officers, and notify the police of every move, reveals an existence that was devoid of privacy, spontaneity, and of course, independence.
The long, dark months are contrasted by occasional, brief visits to the USA, where Joseph Anton was able to enjoy the ordinary pleasures of life, such as a walk in Battery Park, a buggy ride, or throwing a football around on the beach. In recent times, the American media has portrayed Rushdie as a party animal, who is frequently sighted at various social events across New York. The freedom to go out in public at will, after years of being imprisoned in temporary homes, must be euphoric.
Celebrity encounters
Salman Rushdie is the ultimate cosmopolitan. Even in the darkest times, his life still would seem glamorous to many. The memoir mentions his surprise appearance at a U2 concert, dinners with the who?s who of the literary world, friendships with Martin Amis, Angela Carter, and Edward Said, encounters with Vaclav Havel, John Major, and other heads of state.
Listening to one of Rushdie?s talks or reading his memoirs have a similar effect. Both include a generous sprinkling of celebrity anecdotes. He travels to America on a plane whose interior is designed by Ralph Lauren. He played croquet with EM Forster when he was a student at Cambridge. He stayed at Bono?s home in Ireland where guests were asked to scribble messages on the bathroom wall. He received a kiss on the mouth from Hugh Grant during the filming of Bridget Jones? Diary, but it never made the final cut.
We get interesting information not only about Rushdie, but about other iconic figures. Edward Said was a hypochondriac until he really fell seriously ill with leukemia. The painter MF Husain painted over a portrait of Rushdie?s mother made by the artist Krishen Khanna, sold it, and later refused to divulge its whereabouts. Writer Thomas Pynchon appears at a dinner hosted by Sonny Mehta, publisher at Knopf, ?looking exactly as Thomas Pynchon should look. He was tall, wore a red-and-white lumberjack shirt and blue jeans, had Albert Einstein white hair and Bugs Bunny front teeth.? Angela Carter sat upright in an armchair and bravely poured tea a month before she died of lung cancer.
Along with his faithful recording of loyal friends who stood by him, Rushdie makes sure to mention the detractors. Cat Stevens repeatedly ?bubbled up in The Guardian like a fart in a bathtub,? demanding that Rushdie withdraw his book and ?repent.?
Of Arundhati Roy he says he ran into her at the launch of The God of Small Things, and wanted to congratulate her for a positive review she?d received by John Updike in the New Yorker. But he found her in a surprisingly icy mood. When he suggested she enjoy her books success instead of being so cool, she looked him straight in the eye, said, ?I am pretty cool,? and turned away.
The memoir could easily have been a hundred pages shorter. There are esoteric passages on the history of Mauritius, when he goes there for a vacation, or the life of German photographer Gustavo Thorlichen for instance, that seem a tad long. But if you?ve heard Rushdie speaking in public, he is both erudite and voluble.
Last spring, when I was teaching fiction writing at Emory University, I requested Rushdie to visit my class. It was without a doubt one of the most entertaining 75 minutes in the history of creative writing pedagogy.?He told the students in my class, quite accurately, if they wanted their protagonist to sleep with a woman, they probably shouldn?t have him tell her that.
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Schur Success & Auction has affiliated with United Country Real Estate, and will now be called United County-Schur Success Realty & Auction.
The company also recently opened a new office at 366 Second St. in Monument in the Gallery Center. The company is a member of the Tri-Lakes Chamber of Commerce and the Better Business Bureau of Southern Colorado.
Schur Success was founded more than 30 years ago in Arvada. It?s being run by Shannon Schur, daughter of the original owner. She was recently inducted into the Hall of Fame of the Colorado Auctioneer?s Association, one of only two women to ever earn the honor. She is also a member of the National Auctioneers Association, has served on various committees and is currently the Colorado Ambassador for the NAA.
The newly created company will cover the country and will expand Schur?s offering from auctions to real estate. Scur now offers home warranties, home mortgages, land financing and tax services.
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?
Source: http://csbj.com/2012/09/24/schur-auction-affiliates-with-real-estate-company/
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In 2010, I set Honda's "Direction for the next 10 years" which is "to provide good products to our customers with speed, affordability and low CO2 emissions." Since then, we have been devoting our full efforts in leveraging Honda's unique technologies, ideas and ingenuity to create attractive products that please our customers who purchased such products. In addition, as a manufacturer of personal mobility products, we have been proactively executing various initiatives which contribute to a significant reduction of CO2 emissions.
In 2011, we were forced to deal with the unprecedented appreciation of the yen and the temporary suspension of production around the world and the shortage of electricity due to the impact of the Great East Japan Earthquake and the flooding in Thailand. However, thanks to the cooperation of our suppliers, business partners, and the efforts of Honda associates, we achieved a speedy recovery and as of today we are ready to make a counterattack.
Since its foundation, Honda has been delivering various products with a passion to use technology to make people's lives more convenient and enjoyable. Our products have been pleasing customers all around the world by making their work easier, increasing their mobility and adding more fun and convenience to their lives. In the previous fiscal year (ended March 31, 2012), Honda shared the joys with more than 23.9 million customers around the world including: 15 million motorcycle customers, 5.8 million power products customers and 3.1 million automobile customers.
In FY2017 (fiscal year ending March 31, 2017) -- the last fiscal year of our next 3-year mid-term plan we will strive to further expand the joys by meeting more than 39 million new customers around the world combining motorcycle, power products and automobile customers.
?Motorcycle business?
By leveraging the advantages of being the world's top motorcycle manufacturer, Honda will provide joys, fun and convenience to more customers. In FY2017 (fiscal year ending March 31, 2017), Honda will strive to achieve worldwide motorcycle sales of more than 25 million units.
The motorcycle business is the origin of Honda, and its history tracks back to the production and sales of auxiliary bicycle engines when the main means of transportation in people's daily lives was a bicycle. In 1949, Honda introduced its first mass-production motorcycle product, the Dream D-type. From there, Honda has been continuously introducing a number of useful products including the Super Cub Series, which became the global best seller. Meanwhile, Honda had a global viewpoint from a very early stage and took on challenges for technological innovations. Participation in the Isle of Man TT Race since 1959 was one such challenge. Honda has experienced various difficulties in the past including the Asian currency crisis, hyperinflation and the rise in manufacturers of counterfeit products. However, even in the midst of such difficult times, Honda sustained its business with tenacity taking necessary actions such as strengthening local operations and global sourcing. As a result, Honda grew to become a motorcycle brand loved by customers around the world, producing a wide range of products in 29 production plants in 21 countries around the world and delivering the joys to more than 15 million customers annually. The know-how and established brand name earned through the early globalization of motorcycle business are contributing largely to Honda's global operations of power products and automobile businesses.
Using further growth in emerging markets, where continuous expansion is expected, as a driving force, Honda will continue to be proactive in evolving its motorcycle business. In India, Honda will strive to further grow its motorcycle business through introduction of highly-competitive models in the 100cc segment, which is the largest segment in the motorcycle market in India, and through the start of production at the third plant in India which is scheduled to be operational in the first half of 2013. In Indonesia and Vietnam, Honda will lead the market by offering an attractive product lineup including scooter models, which have been extremely popular in these markets. In China and Thailand, Honda will continue evolving strong business in each market, while continuing the growth of the operation as the base for the global supply of parts and finished motorcycle products for other regions. In Brazil, where Honda has been growing its business along with the growth of the marketplace since the start of production in 1976, Honda will strengthen sales of medium and large-sized motorcycle models in addition to maintaining strong sales of key products such as the CG125 and CG150. Honda will continue leveraging its global production and sourcing capabilities, further advance its brand and technological strengths and create more joys by offering a broader product lineup to our customers.
Honda will begin entering into new growth markets in Africa and South America. Further advancing Honda's approach to local production "start small, grow big" -- Honda will put down its roots in small markets in an early stage of their growth and provide local customers with strategic models which take advantage of Honda's global resources.
In the area of large-sized motorcycles, following the New Mid Series, Honda will introduce a series of large-sized models with a new concept, which enable customers to more easily enjoy daily commuting and weekend touring. This stylish new series will be equipped with a "torqueful" engine, low seat height which increases the ease of handling, and a comfortable ride with high stability in maneuvering. The production of the first model in this new series will begin in February 2013 at Kumamoto Factory, Honda's global motorcycle production operation, and sales will begin from North America.
With the best and brightest gathered from Europe, South America, the U.S. and Japan, together as one "works" team, Honda is getting ready for participation in the Dakar Rally in January 2013, for the first time in 24 years. The prototype machine, which is being developed based on the CRF450X, has been demonstrating high fighting performance on rough road surfaces such as the desert and rocky hills in various tests on engine performance, endurance and long-distance riding. In October 2012, this machine will be put in actual racing in the Morocco Rally to further refine its fighting capability. Honda will strive to win in the Dakar Rally from the first year of returning to the Rally.
Since its market introduction in 1987, the RC30(VFR750R) super sports bike has been loved by a large number of fans. With a goal to create a new history, passionate Honda engineers have gotten together and have begun development of a new super sports bike to which new technologies from MotoGP machines will be applied.
?Power Products business?
Honda power products business began in 1953 with the introduction of an engine for agricultural equipment, which embodied Honda's passion to make working people happy through its technologies. Since then, Honda has doggedly pursued human-friendly and environmentally-responsible technologies and the delivery of useful "power" for every situation of people's life stages including generators, tillers, lawn mowers, snow throwers and outboard engines. Additionally, Honda will evolve a new product development approach which involves electromotive and intelligence technologies. At the same time, Honda will put more focus on a cogeneration unit, which Honda positions as the core of energy creation technologies of the future. In FY2017 (fiscal year ending March 31, 2017), Honda will strive to achieve worldwide power products sales of more than 8 million units and bring smiles to the faces of more customers.
In order to fulfill customer needs, which increased especially after the Great East Japan Earthquake, Honda developed a new household gas engine cogeneration unit which operates autonomously even during a power outage. Combined with a hot water supply and heating unit, this new cogeneration unit is scheduled to go on sale this fall through gas companies as a new lineup of the ECOWILL brand.
Moreover, Honda began development of a household SOFC (Solid Oxide Fuel Cell) cogeneration unit in collaboration with NGK SPARK PLUG CO., LTD. Striving to achieve the world's top-level power generation efficiency for a SOFC-powered cogeneration unit, Honda will begin verification of the system using a demonstration test house featuring the Honda Smart Home System (HSHS).
As a part of its effort to further reduce CO2 emissions in people's everyday lives including mobility, Honda has been participating in the E-KIZUNA Project run by the city of Saitama. Honda is currently conducting demonstration testing of HSHS using two HSHS-equipped houses. The construction of a third HSHS-equipped house is scheduled to be completed before the end of FY 2014 (fiscal year ending March 31, 2014). When the third house becomes operational, Honda will work together with Toshiba Corporation to link all three houses and conduct demonstration testing of energy management within the community, contributing also to the city of Saitama's plans to become an environmentally-responsible futuristic city. Honda will continue making progress toward the market introduction in 2015 of the Honda Smart Home System, which proposes the optimal energy management for individual households.
In addition to continuing to provide engine-equipped products, Honda will take on new challenges to expand and increase the level of other new offerings that only Honda can realize or where Honda technologies can be useful to people.
?Automobile business?
In the area of automobile business, in order for Honda to quickly address the needs of customers around the world, Honda will implement global operation reform, which will enable Honda to realize the best vehicle specifications with competitive costs. Three key initiatives which will be taken as a part of this global operation reform are: 1) concurrent development by all six regions, 2) adoption of locally optimized design drawings and 3) improvement of production efficiency.
This global operation reform has been implemented for the development of the all-new Fit (Jazz) series which will be introduced starting in 2013. Within two years after the initial market introduction of the all-new Fit in 2013, Honda will globally roll-out Fit (Jazz), City and a new small SUV model, each with different individual characteristics.
As in the case of advanced nations, Honda will respond quickly to various market needs in rapidly-growing emerging markets while adapting each model to the industrial infrastructures of each country and region. Toward this end, Honda will pursue "concurrent development by all six regions", where each region participates in product development concurrently and at the same level from the early stage of the development. Introducing the same model in all regions within a short period of time enables Honda to secure a certain level of production volume on a global basis from an early stage of the product introduction, and the cost of parts sourcing can be significantly reduced by producing a large volume of parts all at once in the most competitive region.
Meanwhile, in order to create products that directly respond to the voice of local customers while utilizing the local sourcing and production infrastructure to the maximum extent, Honda will adopt locally optimized design drawings. Honda is fully committed to maximize the joy of customers in each region.
Honda will further improve production efficiency by dedicating new plants to the production of small-sized vehicles, such as Yorii Plant (SAITAMA prefecture), which will become operational in July 2013, and a new plant in Mexico, which will become operational in spring 2014.
Honda will fulfill the unique customer needs of each region while expanding economies of scale in global sourcing and production.
In Japan, Honda will strive to sustain its growth through advancement of the production system and capability and also through enhancement of the small vehicle lineup including mini-vehicles.
In the area of production, starting in April of this year, development, procurement and quality control teams came together at Suzuka Factory to establish a speedy and highly efficient development and production system. While producing mostly mini-vehicles, Suzuka Factory is making progress in establishing a self-sufficient production system.
The Yorii and Sayama Plants of Saitama Factory, will each have unique features and strengthen their own area of specialty.
Yorii Plant, which will lead the global production operations of Honda, will be the world's top-class energy-saving factory which employs a number of innovative technologies. Through the introduction of new production technologies, Yorii Plant will establish a highly-efficient production structure, which will be dedicated to the centralized production of small-sized vehicles such as the all-new Fit Series.
At Sayama Plant, a portion of two existing production lines will be consolidated to further advance the plant's multi-model production capability, so that the plant will establish a highly-efficient production system which is capable of producing more than 10 different models on the same line.
In the area of sales, the N BOX, whose overwhelmingly smart packaging has been well received by customers, achieved the remarkable accomplishment of being the industry's top-selling car in the mini-vehicle category for five consecutive months in Japan.
Honda will further strengthen the product lineup through the introduction of six new mini-vehicle models in Japan by the end of 2015, starting with the "N-ONE" model in Novermber 2012, the third model in the N series. In the small car category, the all-new Fit Series, which was mentioned earlier, will be introduced to the market. With overwhelming product strength, Honda will dramatically increase its presence in mature markets.
In North America, in addition to the already popular Civic, CR-V and Odyssey, all-new Accord went on sale this month. Honda believes that the all-new Accord with a completely new engine and transmission which dramatically improved driving performance, occupant comfort and quality feeling will be well accepted by a broad range of customers. In addition to strengthening sales of these core models, Honda will begin producing an all-new Fit and a derivative model at the new plant in Mexico that will become operational in spring 2014. Honda will further solidify its North American business through enhancement of the product lineup and competiveness.
In China, while strengthening local development capability, Honda will introduce products that put more focus on Chinese customers. For the Honda brand, the introduction of more than 10 new and full-model-change models is scheduled during the 3-year period from 2013 to 2015. In addition, Honda will continue introducing locally-developed original models to strengthen the product lineup in China. Moreover, amid introduction of the strictest fuel economy regulations in the world, Honda will further strengthen its competitiveness by proactively introducing environmental technologies such as hybrid technologies, where Honda has a competitive-edge.
In Asia, in order to compete in and win in highly-competitive low-price markets and fulfill the diverse needs of customers, in addition to the all-new Fit Series, Honda will add sedan-type and utility-type models utilizing the platform of the BRIO, Honda's strategic model for Asia. Honda will strive to increase the sales and further growth in Asia by strengthening its mutually complementary structure in the region especially among Thailand, Indonesia, India and Malaysia.
In India, an all-new diesel engine will be adopted sequentially to new models starting in FY2014 (fiscal year ending March 31, 2014). In addition to the high fuel efficiency, the cost competitiveness of the all-new diesel engine will be enhanced through local sourcing and local production to make new diesel models more affordable for customers.
With these initiatives, Honda will increase its automobile sales in mature markets namely Japan, the U.S. and Europe from approximately 2.06 million units in FY2012 (fiscal year ended March 31, 2012) to more than 3 million units in FY2017 (fiscal year ending March 31, 2017). With proactive business expansion in emerging markets, in FY2017 (fiscal year ending March 31, 2017), Honda will strive to achieve automobile sales of more than 3 million units in emerging markets, doubling the sales of FY2012 (fiscal year ended March 31, 2012). By solidifying sales in advanced counties and growing dramatically in emerging nations, Honda will strive to achieve worldwide automobile sale of more than 6 million units in FY2017(fiscal year ending March 31, 2017).
Honda will further advance its "Earth Dreams Technology," a next generation series of powertrain technologies which greatly enhance both driving performance and fuel efficiency at a high level through the improvement of internal combustion components including the engine, along with the transmission, and also through advancement of electromotive technologies applied to motors and other components.
For gasoline-powered vehicles, which remain the most widely used in the world, Honda will continue developing internal combustion engines which will increase fuel economy to the ultimate level. Honda will adopt the newly-developed engine series first to the all-new 2013 Accord, and will continue to adopt it sequentially to other models.
As for hybrid vehicles, Honda will adopt three different systems with unique individual characteristics depending on the model in order to fulfill the needs of more customers.
As for the lightweight and compact one-motor hybrid system, EV driving range will be expanded through the improvement of motor output and battery performance as well as the combination with a newly-developed transmission. Moreover, Honda will strive to achieve No. 1 fuel economy among all hybrid vehicles by improving the efficiency of regenerative energy recovery.
In the area of mid-size vehicles, following the market introduction of the all-new Accord-based plug-in hybrid model in the U.S. in early 2013, a hybrid model equipped with a two-motor hybrid system will be added to the lineup. After the U.S. introduction, these models will be introduced in Japan and other regions. The plug-in hybrid model which will go on sale in Japan will be equipped with a compact inverter capable of external power supply, which was developed by applying Honda's generator technologies.
Concerning the pursuit of driving performance, a highly-efficient and high-output three-motor hybrid system, the Sport Hybrid SH-AWD? (Super Handling All Wheel Drive), which realizes both a high level of sporty handling and fuel economy, will be applied to the NSX, Acura RLX Sport Hybrid model and the successor model of Legend which will be introduced in Japan in 2014. Honda will measure up to the expectations of customers eagerly waiting these models by highlighting the presence of these hybrid vehicles with unrivaled driving performance and fuel economy.
As for battery EVs, this summer in Japan and the U.S., Honda began lease sales of Fit EV, which realizes the world's best electric energy consumption performance. In line with changes in the energy situation, Honda will continue its efforts to develop EV models with which Honda will strive to realize further market penetration of EVs.
As for micromini-vehicles, which Honda considers to be one of the directions battery EVs can take, Honda will further advance the concept of a "micro commuter," which was introduced at the Tokyo Motor Show last year. While incorporating ideas and technologies unique to Honda, the only automaker which has both motorcycle and automobile technologies, Honda is making progress in the development of new personal mobility products. Honda is planning to begin demonstration testing of such products in Japan in 2013.
As for fuel cell electric vehicles, which Honda considers to be the ultimate environmentally-responsible vehicle, and therefore has been leading the industry in R&D and sales, Honda will launch an all-new fuel cell electric model sequentially in Japan, the U.S. and Europe starting in 2015. This new fuel cell vehicle will showcase further technological advancement and significant cost reduction that Honda has accomplished.
Honda will proactively introduce dream-inspiring and edgy products as well as exciting and fun products.
In addition to the NSX, the next-generation super sports model, Honda will launch a new open-top sports car with strong vehicles dynamics which will go on sale in Japan 2014, as one of the six new mini-vehicle models.
In Europe, in addition to the introduction of the NSX, Honda will develop an all-new Civic Type-R to fulfill customer expectations. With the application of technologies which will be cultivated through participation in WTCC (FIA World Touring Car Championship) starting this year, the all-new Civic Type-R is being developed with the goal of becoming the fastest front-wheel-drive vehicle on the Nurburgring race course. Honda aims to introduce this model to the market in 2015.
In addition to a sports hybrid type of Acura's luxury flagship sedan, the all-new Acura RLX lineup will include a model equipped with Precision All Wheel Steer, the world's first technology which realizes excellent handling performance. The world premiere of the all-new RLX, which features uniquely Acura exterior and interior designs as well as the most advanced safety and environmental technologies, will be exhibited at the Los Angeles Auto Show in November of this year. All Acura models are scheduled to be renewed within the next three years. Acura will continue to strengthen its brand in North America and China, and expand into other areas of the world.
?Closing?
Honda's telematics service, HondaLink, is designed to connect vehicles, people and society to realize a safe and enjoyable mobility society with low CO2 emissions. Honda will evolve HondaLink to more than 60 countries around the world before the end of FY2014 (fiscal year ending March 31, 2014). Moreover, Honda will continue its proactive commitment in various areas such as the expansion of robotics technologies including ASIMO technologies, contributing to child development and promoting traffic safety. Honda would like to continue growing while highlighting what makes Honda unique in order to further expand the joys for our customers and society.
Source: http://green.autoblog.com/2012/09/24/hondas-ceo-three-hybrid-systems-more-ices-five-year-plan/
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