If you plan to travel over the ocean, or even just outside of your home country, you may want to consider buying a travel insurance policy to protect yourself. In fact, some domestic trips may even benefit from the protection of an affordable travel plan. I am never one to encourage people to spend a lot of extra money on frivolous coverage. If you plan to head to a nearby beach or city for the week-end, you may be over-insuring by purchasing most travel plans. However, if you are making a pretty big up-front investment, or if you will be far away, you may want to consider some trip insurance plans.
What Does Travel Insurance Cover?
Of course, there are many different travel plans, offered by a variety of companies. Some benefits you may want to consider are travel health insurance, medical evacuation, trip cancellation, trip delays lost luggage, and phone service. The first benefits can help protect your investment and your health. The last one may be very convenient, especially if you plan to travel to a country where they do not speak the same language that you do. If you speak English, and you travel to Mexico or France, it might be handy to have a 24/7 phone number to call for assistance, with a local phone operator who speaks English fluently!
Where Do You Buy Trip Policies?
There are a variety of places to find a trip policy. You can even find websites that will sell you an online plan. Some travel agents or travel companies may even be able to provide you with some good suggestions. You can also purchase these plans directly from the companies. In the best of cases, you will never need to use your travel plan. You should be able to get US insurance quotes from a variety of places. Be sure to compare different plans, and also check out the companies. Some travel websites have consumer reviews and comments from other travellers!
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Source: http://publishmyself.net/home-and-family/travel/should-you-buy-travel-insurance-for-overseas-trips/
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